Getting Cover • Buying Life Insurance • Premiums • What is covered? • How Much Cover? • Cheap Life Insurance Policy Types • Term Life Insurance • Whole of Life Insurance • Mortgage Endowment • Investment Life Insurance Considerations • Choosing a policy • Allowing for Inflation • Converting Life Insurance • Life Insurance Trusts • Premium Waiver Health Concerns • Medicals • Smoking and cover • Genetic Testing • HIV & AIDS testing • Your job may affect cover • Refused Cover? The Costs of Dying • Inheritance Tax • Funeral Costs • Extra Costs Claiming • How to Claim • Lump Sum Payouts
Life assured/insured. The person whose life is the subject-matter of the life assurance contract. Such a person is often but not always the policyholder. Some policies are issued on a life of another basis.
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