Getting Cover
• Buying Life Insurance
• Premiums
• What is covered?
• How Much Cover?
• Cheap Life Insurance
Policy Types
• Term Life Insurance
• Whole of Life Insurance
• Mortgage Endowment
• Investment Life Insurance
Considerations
• Choosing a policy
• Allowing for Inflation
• Converting Life Insurance
• Life Insurance Trusts
• Premium Waiver
Health Concerns
• Medicals
• Smoking and cover
• Genetic Testing
• HIV & AIDS testing
• Your job may affect cover
• Refused Cover?
The Costs of Dying
• Inheritance Tax
• Funeral Costs
• Extra Costs
Claiming
• How to Claim
• Lump Sum Payouts